Attention homeowners in St Johns and Saint Johns County: Get an Appraisal today!
Here are the top 7 reasons FL homeowners use Caleb Hollis Appraisals Inc.:
Own a home in or near St Johns, FL and need help determining the value of it?
We at Caleb Hollis Appraisals Inc. understand the unique needs of a consumer in need of appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. Being a regular consumer that most likely doesn't look at appraisals every day,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours. Need to cancel PMI?A fashionable way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you do away with unnecessary PMI insurance. Challenge Saint Johns county's assessment of your propertyLets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. That only means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Caleb Hollis Appraisals Inc. is your chief weapon. Was your HELOC recently frozen?If your property is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Caleb Hollis Appraisals Inc. can help you reinstate your HELOC. We Offer Field and Desktop Appraisal Review ServicesDo you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Caleb Hollis Appraisals Inc. can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal? Caleb Hollis Appraisals Inc. can help you with that. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home. |